Frugal – By definition it means “characterized by or reflecting economy in the use of resources” per Webster dictionary.If you have an idea to add please email it along to

The Morning Coffee:
Average base price at a coffee shop is $2.65 per cup or approximately
$967.00 dollars per year. You can buy high quality paper cups with cap
and heat sleeve for about 27 cents each on Amazon. A “K” cup averages 58
cents. Add milk and sugar around 20 cents and you have for the most part
a better tasting cup of coffee for around $1.05 per cup saving $584.00
per year. If you use refillable “K” cups you save even more! If you
drink more than one cup of coffee per day well do the math! You save
even more!
Cable TV:
The typical cable TV bill averages around $150.00 per month. I hear from
neighbors with bills in excess of $200.00 dollars. That is usually a
bundle with CATV and an Internet connection. Did you know that around
2016 all TV stations went digital! Your TV has the option to pull in a
cable signal or an “over the air” signal by way of a simple indoor or
outdoor antenna. A recent scan in the Pepperell, MA area brought in 8
strong OTA channels. Thoughts are keep the Internet connection and drop
the CATV portion. You can cherry pick from numerous streaming options
AND pull in the local Boston stations for the news and entertainment.
You could easily save $600.00 dollars per year. See –
The Local Grocery Market:
Your weekly grocery bill may seem like an indisputable expense with no
room to improve. But there is a significant difference in some if not
all demographics. The cost of going to a store that is convenient on the
way home may vary as much as 30%. Consider a weekly grocery bill is at
least $100 dollars per week. Making the effort to find a store that has
overall lower pricing could easily equate to an annual savings of $1500
Cars are really a utilitarian device. Why spend for a big car that for
the most part transports one person the majority of the times? A typical
car racks up 20,000 miles per year. Average gas mileage is 24 mpg. Just
getting 10 more miles per gallon (say 34 mpg) equates to a savings of
about $600 dollars per year. There are a ton of costs affiliated with a
car. Expensive luxury cars have expensive maintenance as well as higher
insurance rates not to mention excise taxes charged in Massachusetts and
other states. That can easily add a couple of thousand dollars per year
in expenses! Extrapolate your expenses out over five years to see the
overall impact.
Coming Soon – The Town Transfer Station vs Pickup Services